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There are multiple reasons to live frugally even when you don’t have to. Happiness is one of them. Happiness, being more of an internal decision is the result of external circumstances. However, it may be more acceptable to our reasoning process, if justified logically. So if, for example, that toxic waste is dumped into our water supply of the city with profit, we find it hard to be happy because we will have an uncomfortable stab of conscience every time we see someone get sick or dying because of what we have done. However, if we do something that is good and beneficial to the society around us, we feel a corresponding measure of joy, satisfaction or at least proportional to the goodness of writing.
It is unfortunate that the word frugal has become associated with the mean, mean and bad tempered people, but that’s not really what it means. Bearing in mind that the word frugal means “avoid waste”, which is derived from the word “fruit” and “useful, tempered” (as a fruit is), we can see that frugality is a positive word. So living frugally means we can still eat well and enjoy the finer things in life, but at the same time, do not do anything to the detriment of others or the environment, such as throwing food that could have been given to those who have nothing through no fault of their own.
By not wasting electricity, you help the environment because fossil fuels are burned when there is no electricity provided. By not taking car trips, we help the new environment and save it from carbon monoxide fumes. By not wasting time at work to, we increase productivity and accumulation of wealth in the nation economically. Not to miss work can save a tree. These things may seem insignificant when considering only your own contribution, but multiply that by the population of your country and the numbers will be incredibly large.
Therefore the transformation of these things through your mind can justify your happiness. You can smile and feel satisfied that you have made your company more palatable. You can also be happy for the reason that you have made the world a little better. You will be jovial if you know that you have been an advantage to the earth and not a liability. And that someone, somewhere, is smiling because of what you did.
So, yes, of course you can be happier to live frugally, because you are doing something that is pleasing to society. You are rubbing ointment on your conscience. You are drinking in joy. You are wallowing in satisfaction. Like a pig in mud, how can you not be happy? Taking good spirits will cure. Having a cheerful spirit will cure you faster. Maintaining very high spirits, always with joy will ensure that a disease never approaches you as long as you are loaded with some cash. With good character, proper exercise, varied food, a reasonable intake of vitamins and minerals, you are expected to have another 20 or 30 years of health and happiness through your frugality.
In today’s society, there are numerous problems that different individuals experience. One such problem and one which is becoming quite rampant is debt. With the right kind of information and tips, it is possible to effectively manage this problem and reduce or eliminate debt. Listed below are different ways on how best to go about it.
1. Do away with your credit cards
Out of the numerous downfalls that most people have, the biggest is the dependence on credit cards. Unlike spending actual cash, using a card on its place can actually prevent you from experiencing the burn. Therefore, if it has become a problem for you to control the amount of money you spend when using a card, then you can get rid of the cards or lock them up somewhere in the house. You should always avoid leaving the house with the credit cards until such as point where you are free from debt.
2. Minimize your spending
Is it possible for you to put away some money after paying all your bills? As you go through your groceries, is it possible to change various brands with generics in order to help you cut down on your spending? Can you shop and stock up during sales in order to save some little cash? How about doing everything that you can in order to ensure that your utilities such as electricity, water and gas are used appropriately for purposes of cutting down on your bills? Keenly look at different aspects of your spending to squeeze some money out and use it reduce your debts.
3. Look for ways to increase your income
As you get more income, you will be left with more money after paying your bills. The leftover can then be directed to paying and clearing your debts at a good pace. You should therefore keep an eye on any upcoming job opportunities with increased commissions, over time or anything that will enable you earn a bonus. Always work hard and appreciate your job and will it pay off in one way or the other.
4. Avoid impulse buying
If you want to eliminate your debt, you must be ready to avoid over spending, more so if your income cannot support huge debts. If you keep on piling up on your debts, there will come a point where you will even lack enough money to pay the interest. Therefore, unless it is considered as an emergency, avoid impulse buying.
5. Come up with a plan
You can significantly increase your chances of succeeding in different areas of your life by setting up a plan. When it comes to your debts, begin by setting up a workable strategy that will assist you to clear out all your debts. It is important for you to know your full debt amount and the amount of time it may take you to clear it out as per your present payment plan. This should be followed with creating a budget. List down your revenues and take note of your expenses. This will give you a clear picture of the amount of money that is coming in, the amount spent on various activities and if you are capable of sustaining your present spending habits. Once you know the exact amount of money that you are spending, you should remove unnecessary expenses.